Benefits Table

It is important that you understand that Aviva Travel Insurance PMI Plus are different from our other travel insurance products.

You may only buy Aviva Travel Insurance PMI Plus if you have Private Medical Insurance covering Emergency Medical.

Aviva Travel Insurance PMI Plus is suitable for individuals, couples and families.

There are separate tables of benefit to clearly present the benefits of these covers:


Aviva Business Travel Insurance

The following table shows a comparative summary of the main benefits provided.

Important Notes

  1. Cover is only available to Irish residents.
  2. Premiums include a 5% Government levy and a €1 euro stamp duty.
  3. For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk *.
  4. The information below is a summary of cover. Full cover details are ONLY provided in the Policy Wording.


Key benefits Key Exclusions Benefit amount Outside of Ireland Benefit amount Within Ireland Excess
Medical Expenses Pre-existing conditions or travelling against the advice of a doctor €5,000,000 Not Insured €90
Disruption If You are forced to cancel any part of Your Journey prior to the commencement of that Journey as the direct and necessary result of any cause outside of Your control Chubb will indemnify You in respect of Cancellation expenses incurred up to the amount shown in the Schedule of Benefits. €5,000 Not Insured €90
Personal Property Max limit of any one item is €500 Items that are left unattended €2,500 €1,500 €90
Personal Injury If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Journey €50,000 €50,000 Nil
Lost/Stolen Money (per person) If police report/hotel management report is not provided to verify loss/theft of money €500 €500 €90
Baggage Delay Must be a minimum of 12 hours after arriving at your destination €500 €500 Nil
Replacement If during a Journey You become ill or sustain injury which in the opinion of a Qualified Medical Practitioner causes or is likely to cause total disablement from continuing the Journey for a period in excess of seven days Chubb will indemnify You in respect of Replacement expenses up to the amount shown in the Schedule of Benefits €3000 Not Insured €90
Business Equipment Max limit of any one item is €500 Items that are left unattended €1,000 Not Insured Nil
Loss of Passport/Driving Licence Expenses If the loss or theft is not reported to the local Police within 24 hours of discovery €500 Not Insured Nil
Personal Liability Any criminal or wilful act €2,000,000 €2,000,000 Nil
Overseas Legal Expenses Any criminal or wilful act €25,000 Not Insured Nil