Benefits Table

It is important that you understand that Aviva Travel Insurance PMI Plus are different from our other travel insurance products.

You may only buy Aviva Travel Insurance PMI Plus if you have Private Medical Insurance covering Emergency Medical.

Aviva Travel Insurance PMI Plus is suitable for individuals, couples and families.

There are separate tables of benefit to clearly present the benefits of these covers:

Aviva Business Travel Insurance

The following table shows a comparative summary of the main benefits provided.

Important Notes

Cover is only available to Irish residents.
Premiums include a 5% Government levy and a €1 euro stamp duty.
For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk *.
The information below is a summary of cover. Full cover details are ONLY provided in the Policy Wording.

Key benefits	Key Exclusions	Benefit amount Outside of Ireland	Benefit amount Within Ireland	excess per person, per claim
Medical Expenses	Pre-existing conditions or travelling against the advice of a doctor	€5,000,000	Not Insured	€90
Disruption	If You are forced to cancel any part of Your Journey prior to the commencement of that Journey as the direct and necessary result of any cause outside of Your control Chubb will indemnify You in respect of Cancellation expenses incurred up to the amount shown in the Schedule of Benefits.	€5,000	Not Insured	€90
Personal Property	Max limit of any one item is €500 Items that are left unattended	€2,500	€1,500	€90
Personal Injury	If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Journey	€50,000	€50,000	Nil
Lost/Stolen Money (per person)	If police report/hotel management report is not provided to verify loss/theft of money	€500	€500	€90
Baggage Delay	Must be a minimum of 12 hours after arriving at your destination	€500	€500	Nil
Replacement	If during a Journey You become ill or sustain injury which in the opinion of a Qualified Medical Practitioner causes or is likely to cause total disablement from continuing the Journey for a period in excess of seven days Chubb will indemnify You in respect of Replacement expenses up to the amount shown in the Schedule of Benefits	€3000	Not Insured	€90
Business Equipment	Max limit of any one item is €500 Items that are left unattended	€1,000	Not Insured	Nil
Loss of Passport/Driving Licence Expenses	If the loss or theft is not reported to the local Police within 24 hours of discovery	€500	Not Insured	Nil
Personal Liability	Any criminal or wilful act	€2,000,000	€2,000,000	Nil
Overseas Legal Expenses	Any criminal or wilful act	€25,000	Not Insured	Nil